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보험에 가입하면서 또는 가입 후에라도 집보험의 보상혜택을 제대로 알고 있는 사람은 거의 없다. 그러다 보니 집보험 가입자들 중 많은 사람이 실제로 혜택은 없는데 자기 나름대로의 혜택을 기대하는 경우도 있다. 그래서 어떤 항목들이 집보험의 피해보상 항목에서 빠져 있는지를 살펴보고 또 어떻게 대처해야 하는지를 함께 살펴봤으면 한다.

Business Auto Insurance    When buying a car, you will be asked to present a proof of insurance. So how is personal and business auto insurance different? Does personal auto insurance fully cover business auto? How should you purchase insurance for commercial vehicles? Below are answers to frequently asked questions. Some may think personal auto […]

Business such as dry cleaners, alterations or shoe repair constantly have customers dropping off and picking up their clothing or shoes. Laundromats are no exception as some are offering wash & fold services. With the majority of the inventory as possessions of clients, what would happen if there were to be a fire? How are […]

Most car accidents are minor with damages that can be repaired. However, in some cases, the vehicle may end up being totaled. Below are some frequently asked questions that may aid in a better understanding of total loss accidents.     ◈ What is total loss and how is it determined?   The term “total […]

Commercial property insurance is essential for commercial building owners, just as home insurance is for homeowners. Which is why it’s important to know the criteria that affects the premium. The basic premium calculation is to multiply the loss rate estimated by the insurance company by the insured building limit.   Although it differs among insurance […]